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Global Payment Services

Expand your business globally with Paystory's payment solutions.Through partnerships with international payment providers and financial institutions, we help merchants simplify cross-border transactions and reach more customers worldwide.

Competitiveness

Competitiveness

01

Expert

  • Specialized Cross-border PSP with Card and Payment industry experts
  • Provide stable service by PSP system experts
  • Provide proper Risk management according to a market condition
  • The first ApplePay service provider in Korea
02

Security

  • Secure payment environment by certified PCIDSS Level 1
  • Provide Risk management according to the market situation
03

Technology

  • Provide a flexible system through business cooperation with global Acquirers and merchants
  • Rich know-how and technical skills for overseas payment service
Payment Services

Payment Services

Global payment solutions supporting major international card brands
Brand Description
Visa
  • No.1 global Card scheme
  • Paystory supports Visa 3D-Secure 1.0 and 2.0
MasterCard
  • Global Card scheme
  • Paystory supports Identitycheck 1.0 and 2.0
JCB
  • Most used Card scheme in Japan and Asia
  • Paystory supports J-Secure 1.0 and 2.0
UnionPay
  • No. 1 in card issuance worldwide
  • Paystory supports Expresspay, UPOP and InAPP payment
AMEX
  • Luxurious service for card holders
  • Paystory supports Safekey 1.0
WeChatPay / Alipay
  • Widely used mobile payment in China
KRW Settlement
  • Support Korean businesses to securely receive export proceeds, marketplace settlements, service fees and commercial payments from overseas partners directly into their domestic bank accounts
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MCA

MCA

(Multi-Currency Acquiring)

01

Key Features

  • Authorize and Settle in currency of Merchant location
  • Available to authorize and settle in 13 currencies (USD, KRW, JPY, EUR, GBP, HKD, etc.)
  • Regardless of exchange rate fluctuations, Merchants will be settled as they provide and Card holders will be billed as they paid.
02

MCA Authorization and Settlement Flow

  • Enable seamless global payment acceptance with multi-currency processing, optimized authorization, FX conversion, and settlement across international acquiring networks.
AUTHORIZATION FLOW (Data Flow) SETTLEMENT FLOW (Money Flow) Merchant Merchant Acquirer Card Network Card Network Issuer Issuer Acquirer 1 2 5 8 3 7 6 4 1 2 3 4 Authorization Request Settlement Founds Authorization Response
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3DS Authentication

3DS Authentication

01

Key Features

  • Paystory 3DS service provides the basis for various e-commerce authentication services such as General Payment, Simple Payment, One-click Payment, overseas Authentication, and Mobile Payment
  • Provide stable service as the first service vendor who developed 3DS service in Korea
  • Chargeback reduce for customer fraud
  • Support updated 2.0 version and provide suitable service for the issuer\'s environment during authentication
02

3DS Authentication Flow

  • Secure authentication between merchant and issuer for cardholder verification.
Merchant Acquirer Card Network Issuer 1 2 7 5 1 2 3 4 5 6 7 9 10 10 3 9 8 6 4 CardHolder Merchant sends authencicationrequest Paystory forward request to acquirer Acquirer forwards request to card network Card network forwards request to issuert Issuer sends challenge to cardholder(if required) Cardholder completes challenge Auchentication result is returned Resukt is send back to merchant
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Email Billing

Email Billing

01

Key Features

  • Sending invoices to local/overseas companies email and Pay through Email invoices
  • Provides an admin portal only for Email billing
  • Provides payment processing service through Paystory\'s own Payment page
02

Email Billing Flow

MerchantCard Holder(EMAIL)Card NetworkIssuer12751234567103864Merchant creates a billing(Invoice) requestPaystory sends an email to the customer with a secure payment linkCustomer opens the link and proceeds with paymentCard network sends authorization request to the issuerIssuser sends authorization response to the card networkPayment result is returned to the customer via PaystoryPaystory notififies the merchant with the payment resultBilling is created and email is sent successfully
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ApplePay payment

ApplePay payment

01

Key Features

  • Payment service for overseas market for international iPhone users
  • Highly recommended payment method to expand overseas market to North America & Asia etc.
02

ApplePay payment Flow

5MerchantAcquirerCard NetworkIssuer127512346781091039864Apple PAYMerchant Initiates Apple Pay paymentPaystory Gateway forwards paymentr equest to acquirerAcquirer forwards request to card networkCard network forard tokenized payment request to issuerIssuer authenticates the token with Apple PayApple Pay returns token authentication result to issuserIssue sends payment result(token) to card networkCard network sends payment result to acquirerAcquirer sends payment result to Paystory GatewayPaystory Gateway sends payment result to merchant
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